3. Deal with Those Student Loans处理好助学贷款

　　Huge student loan debt can be overwhelming, but there are several ways you can pay it off more easily or even get the loan paid off by your employer. Working in a rural opportunity zone is another option. Missing one student loan payment isn’t the end of the world, but you should be proactive in keeping up with your payments or else your credit can really get ruined and worse.

　　巨额的助学贷款会压得你喘不过气来，但是有几个方法可以帮助你轻松解决它们或是让你的老板帮你把贷款还清。到农村发展地区去工作是一个选择。错过一次还贷期限并不是世界末日，但是要积极主动地偿还贷款，否则你的信用将因此受损，甚至还有更糟糕的事情发生。

　　4. Work on Gaining Additional Skills努力掌握更多的工作技能

　　You can become more hireable by developing additional skills, whether it’s a new language,HTML, or any other skill valued in the workplace. It could not only broaden your job and career options, learning new skills can boost your brain and make you happier. Never stop learning.

　　不论你是掌握了一门新的语言，网页制作，还是其他在工作时有价值的技能，总之掌握更多的附加技能，可以让你在应聘时变得更加抢手。这样不仅可以拓宽你的职业选择，还可以让你在学习到新技能时活跃一下大脑，让你心情愉悦。因此，永远不要停止学习。

　　5. Get Your Money in Order合理安排你的资金

　　Once out of college, your financial picture will probably change. Maybe you have student loans and other debt to deal with, no more support from your parents, and income that you have to budget. By the way, recent (and current) students can expect some unique breaks from the tax man. Keep this in mind when April 15 rolls around again and you can get some financial relief. Also, even though retirement might seem like a distant, vague event, now’s the best time to start investing for your retirement, even if you can put just a little aside.

　　一旦你从大学毕业，你的财务状况可能会发生改变。或许你要处理你的助学贷款以及其他债务，你的父母也不再在资金上支援你，你就必须对你的收入做好预算。刚毕业的(和在校的)学生都可以享受一些特殊的税收优惠政策。要记住，4月15日以后，你的财务状况会稍微宽松一些。另外，虽然退休还是很遥远的事情，但现在是你开始为退休进行投资的最佳时间，就算目前只能存一点点也是好的。